YOUR PROTECTION

Why Choose Manulife Travel Insurance?

Manulife offers flexible plans with strong coverage for emergency medical expenses up to $10 million (with GHIP coordination), trip cancellation/interruption up to your full trip cost, baggage protection up to $1,500 for loss/damage, and flight/travel accident benefits up to $100,000. Highlights include StandbyMD for virtual physician access, house calls in 141 countries, prescription coordination, and a multilingual 24/7 Assistance Centre providing pre-trip advisories, medical referrals, and family notifications. Real claims paid include $85,525 for a heart attack in the Dominican Republic and $5,396 for an ankle sprain in the US.

Plans are underwritten by The Manufacturers Life Insurance Company, with options such as All-Inclusive (no age maximum, full trip cancellation), Non-Medical Inclusive, Emergency Medical, and Youth or Multi-Trip plans. Family coverage applies for all under 60 with children 30+ days old, plus a Cancel For Any Reason rider reimbursing up to 50% of non-refundable costs when purchased within 7 days of booking. Stability rules apply (3–12 months for pre-existing conditions based on age and trip cost); review exclusions carefully.